Blog

  • Ah, man… The Knicks

    All things must come to an end.

    And the Knicks were eliminated from the playoffs last night by Atlanta.

    I shouldn’t pick on them. The Knicks did a lot better than so many people thought, including myself. It was fun to have faith, and some hope, in a group of people you want to see succeed. I kept hoping they would find a way to break out of the first round. Just a little faith was needed so that they would find a way.

    See, my family is from Illinois, just south of Chicago. We have been Cubs fans since pretty much the beginning of the team. Following a team that has no real chance is how I was raised. I’m suspicious of teams, and people for that matter, who succeed all the time. (I never was a fan of the Bulls for that reason.) There was an indescribable joy I experienced when the Cubs won IT in 2016.

    And, being that they haven’t been back, sort of makes me think the Universe has returned to normal.

    To me, no team is on top forever, and to a certain degree, neither is a person.

    That sounds a bit darker than I wanted…

    I guess what I am trying to say is that I enjoyed the Knicks’ struggle this year, I enjoyed them making the playoffs, and winning a playoff game. I hope they can do better next year, and maybe the will.

    Not that I’m becoming a Knicks fan.

  • Let’s Talk About Debt

    We paid off a credit card today. It was a victory, but it barely made a blip on our daily routine. One reason is that mornings for us are a little crazy with walking a dog, and getting the kid ready, setting up remote school, and then setting up the wife’s remote work. Lots of moving parts. The other thing is that we just paid off one card of seven. So, we still have a long way to go.

    The reason for our debt is wide and varied, and will be the subject for a blog on another day.

    What I want to engage in is just talking about debt. Ever since I can remember, no one talked about their debt. Not my family, and not my friends. Maybe a joke about credit cards, or the ever-enveloping nature of student loans. Outside of an occasional joke, no one talked about the debt that was amassed.

    Debt has always been treated as a moral failure. That any debt is a sign you have failed in some way. That you are bad with money, or frivolous with planning, or just a person who can’t hack being an adult. Shame was placed on having debt.

    But as I have worked professionally, all companies have debt and use it to their advantage. Either in leveraging  it for lines of credit and loans, or using it as a loss for their taxes. Companies buy and sell each other and use the debt to load on the acquired company. I was sort of surprised at how corporations I worked for, had no intention of paying off their debt.

    I have decided that I will not be ashamed of my debt, and at the same time, I will still actively try to pay it off.

    But at the same time, I know if I pay all my debt off and no longer use my cards, then the banks will close the accounts, and then my credit will dry up. Now, if that happens, then I won’t be able to get the home/car/student loans I will need in the future. So, it’s like I have to keep some debt on the books.

    Funny how that works.

  • The Summer of Hiking 2021

    At the start of Summer 2020, as the pandemic was going strong, our family unit thought it was a good idea to take day trips on most Saturdays, and a few Sundays. The goal was simple, just get out of the City, and at that time the guidance was all good with going out to the woods and taking your mask off. Provided no one was around. This lead us to hike a few trails in New York, and Connecticut. We all enjoyed it and I even wrote about it last year.

    And we have been talking about doing it again. The Spring came, and we were still talking about it. I even got my AllTrails app up and running, and started looking for places we all could go, including the dog. But we just kept talking…

    Well, this weekend, we collectively got off our butts and did something about it!

    We went shopping!

    Down to the REI store at Broadway and Lafayette to get hiking boots and all-weather pants. Hell, throw in some socks while we’re at it. I had a feeling that the shoe salesman was upselling us when we were honest and said we were beginners, but I didn’t want to rock the boat, as everyone else was having a good time with trying the boots on.

    Now, it was a rainy mess up here in the Northeast over Memorial Day, but Monday was clear. We got in the car and headed out to the Old Mine Road Trail, which is rated moderate and good for kids and dogs. We had a good time and felt like we were being active as a family, which really is the point here.

    I also know myself well enough that if I spend money on an activity, I will follow through on it. Hence why I had to buy the boots; I got some skin in the game. Now, hiking is something that I have to do.

  • Running Again, Mask-Less

    So, I did it yesterday. I started running again. It has been over a year since I tried any form of exercise, and it felt like it. I ran around the local park in my neighborhood, and there was a noticeable jiggle to me, which caused me to get itchy in the jiggly parts. I wasn’t crazy, I knew that I needed to pace myself. I had a thirty-minute time limit, and I knew to jog, then walk, then jog, and then walk. I didn’t want to hurt myself on the first day, though I knew my legs would start aching soon enough. And that occurred last night about 3am.

    Chalk one more up to getting “back to normal.” I was out running without my mask. In fact, I didn’t even bring it. As I ran, pretty much everyone else was also mask-less. The parks are filling up with people around here, and I have to say that half of the non-exercising people are without masks. A few people who were jogging had a mask on, but on the whole, not many.

    I am trying to follow through on the things I have been promising that I would take care of after I got vaxed. Get around in the City on mass transit was one, and now, getting myself back in shape. The kid is very supportive in this effort. When I got back from running yesterday, she looked at me and said, “I think you lost weight.”

  • The Knicks Won!

    I don’t know if you know this, but last night, the New York Knicks won a playoff game! It is the first playoff win for the Knicks since 2013. After the game, a crowd formed in the street outside of Madison Square Garden to chant, jump on cars, be unruly New Yorkers, you know…

    Sure, the Knicks haven’t won the series, and the odds are still against them, but hey, they got a win in the playoffs…

    Not unlike when the Cleveland Browns won a game in 2018, after their 0-16 2017 season. It’s on that level of fan excitement.

    The other thing to remember about the game from last night was that the Knicks had a crowd to play for, and I think it helped. Especially after halftime when Rose and Gibson started in the lineup. People cheering, yelling, getting excited. The home crowd being rowdy when their team plays well. You know, normal stuff.

    I’m not a Knicks fan, but if I start saying that I am, then clearly I’m jumping on the bandwagon. I should be called out on that.